Whether you’re a first-time homebuyer or a seasoned real estate investor, buying a home is an exciting process. However, there’s also a lot to consider when you decide to buy. So before you begin your search for the perfect property, here are four topics for consideration  

What do I want?
Take the time to figure out what type of property you want to buy. From single-family and multi-family homes to condos, there are many different options on the market and it’s important to choose the type that best fits your needs. Figuring out the town or neighborhood you want to live in is equally important. While a property might have all of the amenities you’re looking for, factors like crime rate and proximity to highways can impact the overall home-owning experience. A good idea is to list out and prioritize your needs (e.g. large backyard, great school system) before we begin your search.

What can I afford?
For a more tailored look at what you can afford, use an online mortgage calculator to see what your monthly mortgage payments would be if you bought a home today. Additionally check out our finance page and speak to the listed Loan Officer who can walk you through all of the steps to becoming qualified.  

Am I financially prepared?
A few months before you start searching for a home, review your credit history and make sure it is in good standing. Get copies of your credit report, ensure that it’s accurate, and fix any issues you discover. It’s likely that you’ll also want to get pre-approved for a home loan, which is essential to make a serious offer once we find the right property. Pre-approval from a lender is based on your credit history, debt, and income. Visit our Finance Page to start this process. 

How do I make the best bid possible?
I will walk you through the entire offer process and together we will submit an offer based on multiple factors affecting our specific market.